Mortgage spreads are almost back to normal Jul. 19th 2025
In a week marked by wild headlines, mortgage rates remained relatively calm, thanks to improvements in mortgage spreads.
Single-family construction is getting worse due to rates Jul. 18th 2025
Thanks to Fed policy, data on single-family construction is not improving; in fact, it is getting worse.
3 charts that show why renters struggle to become homeowners Jul. 18th 2025
Data from NLIHC’s annual Out of Reach report shows in no uncertain terms why making the jump from renting to owning has been so tough.
Younger homebuyers turn to social media, AI and each other Jul. 18th 2025
A newly released NextGen Homebuyer Report — compiled by National Mortgage Insurance and financial literacy nonprofit FirstHome IQ — highlights how Gen Z and millennials are creatively navigating a changing real estate landscape.
Homebuilding declines are deepening as headwinds get stronger Jul. 18th 2025
Single-family home construction is down year over year at every stage of the process, an acceleration of declines posted in May.
US foreclosure activity continued to rise in first half of 2025, ATTOM says Jul. 17th 2025
There were a total of 187,659 U.S. properties with foreclosure filings in the first half of the year, up nearly 6% annually
Minnesota housing program under federal fraud investigation Jul. 17th 2025
The investigation targets a Medicaid-funded benefit created in 2020, with functions that include helping seniors secure housing.
Homebuilder confidence inches up, but the outlook is not pretty Jul. 17th 2025
Donald Trump’s trade war has homebuilders down in the dumps, but they’ve become slightly more optimistic of late.
Bill aims to construct homes with proceeds from future GSE release Jul. 16th 2025
Proceeds from the potential end of the federal conservatorships over Fannie Mae and Freddie Mac would go toward building new homes.
Why firing Jerome Powell won’t work for President Trump Jul. 16th 2025
I want to talk about why this strategy of firing Powell won't get President Trump what he ultimately wants: lower mortgage rates.